Disclaimer

Mutual funds, referral arrangements and GICs are offered through Quadrus Investment Services Ltd. Quadrus, Quadrus and design, and Quadrus Investment Services Ltd. and design, are trademarks of Quadrus Investment Services Ltd. Trademarks used with permission.

Make your investment decisions wisely. Important information about mutual funds is found in the Fund Facts document. Please read this carefully before investing.

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Unit values and investment returns will fluctuate.

Insurance: Insurance products are provided through Financial Horizons.

Segregated Funds: Segregated fund products are offered through Financial Horizons and/or multiple carriers. Subject to any applicable death benefit guarantee, any part of the premium or other amount that is allocated to a segregated fund, is invested at the risk of the policy owner and may increase or decrease in value according to the fluctuations in the market value of the assets of the segregated fund.